Business verification for lenders

Verify a business, its liens and its lawsuits in one search

A status check tells you a business exists. Entitylight also shows who holds a lien on it and who is suing it, then alerts you when that changes after you lend.

  • 20 free lookups
  • Set up in minutes
  • Browser or API
A sample report for Harbor Point Seafood LLC
Harbor Point Seafood LLC
ActiveFlorida LLCFormed 2017
State record
Found
UCC filings
2 active
Miami-Dade court
No cases
Broward court
No cases
New York courts
1 case
UCC filings
  • Meridian Row Capital LLCActive
  • Corporation Service Company, as representativeActive
  • Seawall Equipment Finance IncLapsed
Secretary of State records
48 states + DC
Secretary of State records
UCC filings
30 states + DC
UCC filings
Miami-Dade, Broward and New York
3 court systems
Miami-Dade, Broward and New York
OFAC and other sanctions lists
20 lists
OFAC and other sanctions lists

Sample report. Business and party names are made up.

Why it matters

The risk isn't on the Secretary of State page

Liens are filed with the UCC registry and lawsuits with the courts. Checking them by hand means a separate search on a separate site, for every application.

  1. 1Application arrives
    By hand
    Five searches on five sitesHours

    State registry, UCC registry, then three court sites, one after another.

    With Entitylight
    One search covers every sourceMinutes

    State record, UCC filings and court cases run at the same time.

  2. 2Checking for liens
    By hand
    Another registry, another search

    Each UCC filing opened and read one at a time.

    With Entitylight
    Every lien in the same report

    Who holds a lien, and which filings are still active.

  3. 3A court site is down
    By hand
    No results looks like no lawsuits

    An outage and a clean record look exactly the same.

    With Entitylight
    Marked unavailable, not clean

    Every source says searched, unavailable or not covered.

  4. 4Decision
    By hand
    Notes pieced together by hand

    Findings copied from five tabs into one place.

    With Entitylight
    One report with everything

    Registration, liens and lawsuits side by side.

  5. 5Months after funding
    By hand
    A new lien goes unseenMissed

    Nobody re-checks once the money is out.

    With Entitylight
    The new lien is flaggedCaught

    The weekly check finds it and alerts you.

How it works

One search before you lend. Alerts after.

  1. 1

    Search a business

    Enter a business name and state. One search covers the state record, UCC filings and court cases.

    Harbor Point Seafood
    Florida
    • Secretary of State
    • UCC filings
    • Court cases
  2. 2

    Get every record in one report

    Registration, liens and lawsuits come back together in one report, with every source accounted for.

    Harbor Point Seafood LLC
    • State recordFound
    • UCC filings2 active
    • Broward courtUnavailable
    • New York courts1 case
  3. 3

    Get alerted after you lend

    Add the business to your watchlist. Entitylight re-checks it on your schedule and flags new liens, new lawsuits and status changes.

    Alerts
    • New UCC filingHarbor Point Seafood LLCOct 21
    • New lawsuitCoastal Tile & Stone IncOct 19
    • Marked inactiveLakeside Auto Care LLCOct 14

Make the full check standard on every application

Registration, liens and lawsuits in one search, for every business you review.

The report

One report instead of five searches

Business verification

Confirm the business is registered, active and who is behind it.

Harbor Point Seafood LLCActive
Type
LLC
Formed
2017
Officers
2

UCC liens

See who holds a lien on the business and which filings are still active.

  • Meridian Row Capital LLCActive
  • Corporation Service CompanyActive
  • Seawall Equipment Finance IncLapsed

Lawsuits

Find cases filed against the business in Miami-Dade, Broward and New York courts.

New York courtsOpen
Meridian Row Capital LLC
v. Harbor Point Seafood LLC
Filed Sep 2026

Sanctions and connections

Run an OFAC screening on the business or its owners, and find other businesses tied to the same people or address.

  • OFAC screeningNo matches
  • Same officer2 businesses
  • Same address1 business
Coverage

Where Entitylight searches

Every report also shows which sources were searched for that business, so you always know what you're looking at.

  • Secretary of State records48 states and DCStatus, entity type, formation date, registered agent, addresses, officers and filing history
  • UCC filings30 states and DCSecured parties, filing and lapse dates, and which filings are active
  • Court casesMiami-Dade County, Broward County and New York StatePlaintiffs, case type, filing date and status
  • Sanctions screeningOFAC and 19 other sanctions, exclusion and PEP listsPossible matches, each with a match score and the lists it's on
  • Related businessesUp to 15 statesOther businesses that share an officer, registered agent or address
  • MonitoringState records, UCC filings and court casesNew liens, new lawsuits and changes to the state record
Setup and API

Live in minutes, in the browser or through the API

Start searching in the app today. When you're ready, the same lookups run from your own systems.

  1. 1

    Create an account

    Sign up with your work email and start searching in the browser right away.

  2. 2

    Create an API key

    Make a key for each system from the Developers page.

  3. 3

    Send your first lookup

    Build against test lookups that return sample results, then switch to live.

The same report as the app

State record, UCC filings, court cases and coverage, as structured JSON.

Webhooks

Know when a lookup completes or a monitored business changes.

An example API request and its response
Request
POST /v1/lookups
{ "businessName": "Harbor Point Seafood LLC", "state": "FL" }
Response, shortened
{
  "status": "completed",
  "business": {
    "legalName": "HARBOR POINT SEAFOOD LLC",
    "status": "ACTIVE",
    "formationDate": "2017-03-06",
    "registeredAgent": "DANIEL REYES"
  },
  "uccSummary": { "filingsRead": 3, "activeFilings": 2 },
  "uccFilings": [
    {
      "securedPartyName": "MERIDIAN ROW CAPITAL LLC",
      "filingDate": "2026-06-03",
      "status": "ACTIVE"
    }
  ],
  "courtCases": [
    {
      "court": "Supreme Court, Kings County",
      "plaintiffs": ["MERIDIAN ROW CAPITAL LLC"],
      "status": "Active"
    }
  ],
  "coverage": {
    "browardCourts": { "status": "failed", "reason": "unavailable" }
  }
}
Questions

What lenders ask before they start

What does a lookup include?

The business's Secretary of State record, its UCC filings, and court cases in Miami-Dade County, Broward County and New York, in one report.

Which states do you cover?

Secretary of State records in 48 states and DC, UCC filings in 30 states and DC, and court cases in Miami-Dade County, Broward County and New York. Every report shows which sources were searched for that business.

What if several businesses have the same name?

Entitylight shows the matching registrations so you can choose the right one before the report runs.

What happens when a source is unavailable?

The report marks that source as unavailable instead of showing an empty result, so a missing record is never mistaken for a clean one. Lookups where no source could be searched aren't charged.

How does monitoring work?

Add a business to your watchlist and choose how often to check it, from daily to every 30 days. Each check is compared with the last, and new UCC filings, new lawsuits and state record changes are flagged.

What counts as a lookup?

Each business lookup, monitoring check, UCC search, business search and OFAC screening counts as one. Checks that fail aren't charged.

Is there an API?

Yes. Every search is available through the API, with webhooks and a test mode for building your integration.

Do you provide a risk score?

No. Entitylight returns the records as filed, so your team can apply its own credit policy.

How do I get started?

Create an account with your work email. Your first 20 lookups are free.

Run your first business check free

See the registration, liens and lawsuits behind the next business you review, before you decide.

  • 20 free lookups to start
  • Search in the browser today, add the API when you're ready
  • Monitoring and alerts on the businesses you lend to