Entitylight vs Cobalt Intelligence
Cobalt Intelligence confirms that a business is registered. Entitylight confirms it too, then shows what a registration can't: who already has a claim on the business, who is suing it, and what changes after you fund.
Where Entitylight goes further
See who already has a claim
UCC filings show every lender with a lien on the business's assets, so you know where you'd stand before you fund. Entitylight searches them in 32 states and DC.
Catch the lawsuits early
Court cases come back in the same report as the registration and the liens, so a judgment risk shows up before the money goes out.
Hear when something changes
Entitylight keeps watching the businesses you choose and alerts you to new liens and lawsuits, not only changes to the registration.
At a glance
| Entitylight | Cobalt Intelligence | |
|---|---|---|
| Confirms the business is registered | Yes | Yes |
| UCC filings | 32 states and DC | 11 states |
| Lawsuits in the same report | Yes | No |
| Alerts on new liens and lawsuits | Yes | No |
Underwrite with the whole picture
Registration tells you a business exists. Liens and lawsuits tell you whether it can carry another obligation. Entitylight puts all three in one report, as the states and courts record them, so your team decides in one pass instead of searching state and court websites one by one.
Stay ahead after you fund
Risk doesn't stop at approval. Another lender's filing or a supplier's lawsuit can change your position overnight. Watch the businesses you fund, and Entitylight tells you as soon as something new is filed against them.
Up and running the same day
Create an account, run your first 20 lookups free, and upload a spreadsheet when you want to check a whole list. Connect the API when you're ready. Plans start at $299 a month, with monitoring included.
When Cobalt Intelligence fits
Cobalt Intelligence may suit you better if:
- You only need to confirm registration, in every state.
- You need registration checks on thousands of businesses at once.
Try it on your own deals
The best comparison is your own deals. Run the businesses you're reviewing this week, or upload last month's list, and see what comes back.
Sources
Details about Cobalt Intelligence come from its public website and documentation, checked in November 2026.
Entitylight and Cobalt Intelligence: common questions
Is Entitylight a Cobalt Intelligence alternative?
Yes. Entitylight covers the registration checks teams use Cobalt for, adds the liens and lawsuits behind a credit decision, and alerts you when either changes.
Can I try Entitylight before I buy?
Yes. Your first 20 lookups are free, and you can upload a list to check many businesses at once.
How much does Entitylight cost?
Plans start at $299 a month for 400 lookups, and every plan includes monitoring. See the pricing page for every plan.
Run your first business check free
See the registration, liens and lawsuits behind the next business you review, before you decide.
- 20 free lookups to start
- Search in the browser today, add the API when you're ready
- Monitoring and alerts on the businesses you lend to